Verified Supply Chain Invoice Discounting

Unlock Working Capital From Unpaid Invoices

InvoiceFlow helps Indian MSMEs unlock cash from unpaid B2B invoices through manual verification, transparent discounting, and marketplace investor funding.

Manual verification Invoice-backed assets Fixed platform fee
Receivables Listing

Verified Auto Components Buyer — INV/804

Audit Verified
Receivable Value
₹25,00,000
Tenure
45 Days
Return
Indicative after review
Manual Verification Trail
Purchase Order (PO) Match & Buyer Signoff
E-Way Logistics Ledger Verified
GST Portal Registry Confirmation
Funding Progress75% raised (₹18.75L)
Estimated payout: 48h after approval Pool: 14 Investors
Marketplace Process

A transparent flow from upload to payout

InvoiceFlow accelerates receivables settlement times while maintaining rigorous, multi-point credit verification.

01

Upload Invoice

Upload outstanding B2B invoices to our portal. Complete matching purchase orders (POs) and logistics papers in under 5 minutes.

02

Manual Verification

Our credit risk team audits all transaction parameters, verifies logistics via GST registries, and secures buyer confirmation.

03

Funding & Payout

Approved receivables enter the marketplace to be funded by investors, triggering a direct payout to your bank in 48 hours.

Ecosystem Journeys

Built for both sides of invoice financing

MSMEs get faster access to working capital. Investors get transparent access to manually reviewed invoice-backed opportunities.

Capital Receiver

For MSMEs

Unshackle cash tied up in outstanding buyer payments.

  • 1. Complete business KYC
  • 2. Upload invoice and purchase order
  • 3. Wait for manual verification
  • 4. Receive marketplace funding
  • 5. Track buyer repayment status
Capital Allocator

For Investors

Acquire stable returns backed by verified receivables.

  • 1. Complete investor KYC
  • 2. Add funds to wallet
  • 3. Review verified invoice listings
  • 4. Invest manually
  • 5. Track repayment and status updates
Live Marketplace Preview

Marketplace Preview

A sample view of how verified invoice opportunities appear after manual review.

Receivables Listing

Verified Auto Components Buyer

Partially Funded
Invoice Value
₹8,50,000
Tenure
42 Days
Funding Progress65% raised
Verification Status
Purchase Order (PO) matched
GST Portal registry checked
Buyer confirmation pending
Manually ReviewedRisk: Moderate
Receivables Listing

FMCG Distribution Buyer

Open for Funding
Invoice Value
₹12,20,000
Tenure
60 Days
Funding Progress20% raised
Verification Status
Invoice documents reviewed
Duplicate invoice checks complete
E-Way ledger match pending
Manually ReviewedRisk: Low-Moderate
Receivables Listing

Industrial Supplies Buyer

Fully Verified
Invoice Value
₹5,75,000
Tenure
30 Days
Funding Progress100% raised
Verification Status
Buyer verification signoff received
Physical audit trail complete
Logistics matching validated
Manually ReviewedRisk: Low Risk

Sample listings are illustrative. Real opportunities depend on invoice verification, buyer confirmation, and platform approval.

For Indian MSMEs

Finance B2B growth on your terms

InvoiceFlow helps suppliers bypass bank delays. Unlock capital locked in high credit-grade corporate receivables and grow without equity dilution or physical collateral.

Fast Working Capital

Convert outstanding invoice assets into immediate cash in under 48 hours to handle operational expenses.

Transparent Pricing

No onboarding costs or maintenance margins. Pay a flat 1.0% transaction fee only upon settlement.

Verified Buyer Review

Funding approval is based on the credit profile of investment-grade corporate buyers, requiring zero property collateral.

Better Cash Flow Planning

Confidently take on larger purchase orders, secure raw materials, and manage payroll without waiting 90 days.

Invoice-Backed Debt Assets

Capital allocations are linked directly to commercial trade debt issued to corporate buyers.

Short Duration Cycles

Maturity ranges of 30 to 90 days allow rapid liquidity cycles, flexible cash turns, and compound expected returns.

Manual Credit Underwriting

Every receivable listed undergoes audit verification of physical purchase logs, logistics receipts, and GST registries.

Portfolio Visibility

Monitor ongoing allocations, track estimated return settlements, and audit historical platform performance in real-time.

For Debt Investors

Access short-duration expected returns

Gain exposure to a verified marketplace of corporate trade receivables. Target expected returns range from 12% to 15% (indicative) backed by physical business activity.

Risk Management Standard

Underwritten for financial credibility

We manually verify every asset on the platform, designed to reduce duplicate invoices, disputes, and repayment uncertainty.

1. Manual Risk Review

Supplier KYC validations, business registry lookups, and financial history matching (including MSME business identity, GST details, and PAN/business registration verification).

2. Document Verification

Checking physical purchase orders, shipping bills, and GST portal invoices (including verification of invoice PDF, purchase order, and due date).

3. Buyer Quality Checks

Confirming invoice validity and acceptance limits directly with the corporate buyer (including buyer confirmation and duplicate invoice checks).

4. Invoice-Backed Funding

Linking capital directly to tangible corporate receivables routed via secure escrow banks (including bank account verification).

5. Audit Trail Integration

Logging every transaction parameter to maintain complete compliance history (including automated repayment tracking).

Platform Transparency

How risk works

InvoiceFlow uses manual checks to reduce risk, but invoice-backed investments are not risk-free.

Verification risk

Documents are manually reviewed, but incorrect or incomplete information may still affect approval and repayment timelines.

Buyer delay risk

If the buyer delays payment, investor repayment may also be delayed.

Dispute risk

Invoices may face disputes related to delivery, quality, pricing, or acceptance.

Return risk

Returns are indicative and not guaranteed. Actual outcomes depend on buyer repayment and invoice status.

Before allocating capital, please understand the complete platform rules.

Read Risk Disclosure
Interface Showcase

Explore the platform workflow

A unified supply chain ecosystem engineered for quick business cash advances, secure trade yields, and rigorous auditing.

Supplier Workspace

Accelerate invoice settlement directly

MSMEs get complete transparency. Monitor active receivables listings, check audit progress logs, and trigger instant settlements to bank accounts.

Upload invoice PDFs with simple metadata logs
Verify corporate buyer acceptance limits
Review clear flat 1.0% platform margins
Supplier LedgerActive Capital: ₹32,40,000
Receivables₹45,00,000
Paid Out₹36,15,000
In Review₹8,85,000
Receivables Queue
INV-2026/VA-804
Verified Auto Components Buyer
₹25,00,000
Funded
INV-2026/FD-915
FMCG Distribution Buyer
₹8,50,000
Partially Funded

Scale your working capital with verified invoice financing

Join a professional receivables marketplace designed for secure supply chain transactions, fast manual auditing, and short maturity settlements.